PermataNet is owned by PermataBank, with more than 3 m customers in 62 cities in Indonesia. It was launched in 2020 with the claim of being a new standard of internet banking experience in Indonesia. PermataNet provides a full range of digital banking options including loans, bill payments, digital gifts and will offer a variety of Sharia banking services. Consumers can use the internet banking payment option to pay for e-commerce purchases online using their internet banking credentials.