Founded in 2005, Klarna is the leading global payments and shopping service, providing flexible shopping and purchase experiences to 90 m active consumers across over 250,000 merchants in 17 countries.

Considered the market leader in buy now, pay later services in Europe, Klarna offers three payment methods: »PayNow« (bank transfer), »Pay in 30 Days« (Buy now pay later), and »Fair Financing« (Instalments) – all of which offer consumers the protection of Klarna’s Buyers Protection Policy.

Consumers select the Klarna payment option they prefer based on availability by country and merchant immediately at the checkout.