Introduced in 2015, and created and developed in Poland, BLIK is a must-have local payment method for e-commerce sites in Poland.

BLIK is a mobile payment service with a unique model of cooperation between banks, payment acquirers and merchants. BLIK is available to smartphone users who have installed mobile banking apps from participating banks. It enables the immediate transfer of funds to a recipient’s mobile phone number.

Supported banks include: Alior Bank, Bank BPS, Bank Millennium, Bank Pekao, Bank Pocztowy, BNP Paribas, BS Brodnica, Crédit Agricole, Getin Bank, Getin Noble Bank, ING Bank, mBank, Nest Bank, PKO Bank Polski, Santander, SGB Bank.

Users can also make payments online and in-store. At the online checkout, the customer chooses BLIK, selects their bank, then enters the 6-digit code that the BLIK app generates. They confirm the purchase with their mobile banking PIN. The in-store experience is similar as the customer enters the 6-digit BLIK code on the merchant’s PIN entry device and then enters their mobile banking PIN on their own phone to confirm the purchase.

Cardless withdrawals at ATMs are also possible with a one-time, 9-digit BLIK code.